Never share your OTP — Banks and legitimate services should not ask you to give them your OTP.Use 2FA everywhere — Enable two-factor authentication on email, WhatsApp, Facebook, Instagram, banking and work accounts.Don't click suspicious SMS links — Especially messages claiming your bank account, parcel, SIM card, or payment needs urgent action.Check the website address — Before entering your password or card details, verify the domain name carefully.Use different passwords — Don't use the same password for Facebook, Gmail, banking and work accounts.Secure your WhatsApp — Enable two-step verification and never give anyone your WhatsApp verification code.Beware of fake bank calls — Someone claiming to be from your bank doesn't automatically mean they are genuine.Keep your phone updated — Install Android/iOS security updates and update your applications regularly.Avoid unknown USB drives — A USB device can contain malicious software.Back up important files — Keep important documents, photos and business data backed up separately.Don't trust urgent requests — "Pay now", "account will be blocked", or "send the code immediately" are common scam tactics.Secure your Wi-Fi — Use a strong Wi-Fi password and change the router's default administrator password.Be careful on public Wi-Fi — Avoid accessing sensitive accounts on unknown or unsecured networks.Verify payment requests — If a supplier, boss, friend or family member suddenly requests money, confirm through another channel.Think before posting online — Personal information on social media can help scammers build convincing scams against you. Hau Teen Yee Fabrice
